Feb 11, 2017|
Automatically Generated Transcript (may not be 100% accurate)
Welcome to the retirement planning show with Teamsters ASCII. Call Steve now at 1804571298. And now here's Steve's just asking. You know when welcome to use the money in return time and show. This is Steve's recessed the euros. And thanks to tune in this weekend. There are located right here in the Austin round rock area. We've been open people in the Austin area now for over thirty years. Helping people reporter for retirement to live in retirement. We've been on thirteen seventy Yale now a little worried yours. Ron Saturday at noon. And every Sunday morning at 8 AM. Grab a piece of paper and then you're gonna need this number. 1804. Pars 71298. That's 1804572109. DA. And again the website for you. Which is read the old MPG. Dot com. It's red old FC. Dot com. Chair turned away upside down and true you'll enjoy a Warren give us a call that free consultation. No obligation no pressure no arousal. Come to our officer will come to your place of business residence which are through Warren's. But calling 1804. By 71298. Mean you can call 24/7. Mark in receptions for standing by at 1804. Pars and 1298. Maybe you just on a course it is some concerns. Give us a call off and turn the call personally to you. And we can discuss your concerns let me answer your questions. That 1804. Pars 712. Nine DA to. You know I'm licensed by the astute taxes I'm an independent nation and work for any specific company. Authority and large corporation hotels are represented lose what offer. And what knocked off. What I do overs no clues glow in the world of finance. To find the best cutting their products and solutions. To meet troops' specific financial goals. You know as an independent firm we're not restricted new any any products or services that we have to offer you know. We feel in a professional independence is critical. To our ability to serve your best interest. The variety of options that we can offer as a result of independence. Is one of the main reasons for our clients who used to work of art. We feel that. Finance draw options available to you. Should only be limited. What's available in the world of finance. Give us a call 1804. Pars and 129 day. Let's discuss your concerns. In and you know mark core philosophy news. And I do believe at all while those companies. It's my responsibility. To be good Steward would gotten trusted name. In a good Stewart reformers to protect his wealth from loss. And second make it work as hard as possible. This philosophy. Is what I base hallmark cards recommendations. You should call one made for our 712. And they too. Known as always. We're going to be used in discussing the issues that. Trees are listeners to our common of retirement. And those who view poverty in retirement to. You know for those who view the first time listeners would go world. Wide range of investment products. And investment topics. And an area that we talk about men and will lose ghost of course is the difference between. Equity products index nude arts that you hear me talk about that provide you with guarantees in the safety of your principal. Pursues. Those accounts who's such as variable annuities or brokerage accounts. Which involves substantial rose. The advantage that the equity protected accounts count old World Bank's. CDs. Money market accounts. And of course the benefits of triple component. The benefits you can take today. To simplify our your finances. In this city on complicated ways to handle the rule for an reform today. Your fourth read the artery. For 57 deferred compiler. Home. When we think about teams to compliance many times when he changed jobs obviously then. What have you and would forget about it. Borrowing cater food is nothing we can do about it for one Q news left to tool employed. In the resigns the resumptions. Doesn't mean mr. necessary that you do more returns group. It is mixed use real good sense to look at it in makers on this solution. Give us a call this. 1804. Pars 111209. DA. No we look at all these different plans that are available. This brief list illustrates. That we have the resources in the experience necessary. To help you secure. Your retirement earnings. And use that give us a call 1804. Pars and 129 the ate dinner. He receptionists are standing by one enforce. Let's discuss your concerns. Me answer questions. You know if you prefer. A system that protects your hard earned principal. Were you money grows at a much higher rate. We could take full advantage. That magic of Tripoli compound. And have better liquidity. Can be shielded from today's market declines. And give us a call. 1804. Pars 7129. DA. You know. It's so important. That he get the proper information in the right information. And to become educated. On wealth accumulation and retirement plan. You know years ago. The big thing was as defined benefit. And basically it's season. Short of is that. You're employer offered you a specific retirement plan. Whether it be tardy in calmer. Would have room might be that'd be defined her clearly and generally it was as a portion of your return your income. And for years there was you know on number of years ago. And more recent years reports the big news and news news four point. And looking back at 78910. Years ago 401K it was a tremendous amount of matching. So the companies got away moment that defined benefit plan. Started offering reform catches with men with our matching. And some movement very hard percentages. And now the way evidence of it and is it yes Marta reforming campaign put the insurance companies and are doing and inaction and misty are two very small percent. So it's real we've become your responsibility. To make sure that you have enough funds to retire arm. And that's when we come in the it is an issue and help you to our plan. The mixture. And when you knew pin then would groomed little golden age. That you have enough funds who have. And you will live off with progressed through our. And that's what we and is used to. So give us a call 1804571. To nominate. That's 1804. R.s 7129. Suppose this is June oh viewed them better educated. Of course that's with his radio show overall. This is pleased to assess if you listening to. Save money and retirement plan intro. Him. Thanks for listening to the retirement planning show with Steve's -- keep its you're looking for annual interest rates of seven to 8% guaranteed up to twenty years equity income guaranteed for life income thinking continue for the life of both spouses and start and stuff as he pleases plus all moneys left on your demise go to your errors then Steve can help. Pick up the phone calls to Easter recess PM 1804571. To ninety that's 1804571298. Working at Stephens hassle free there's no sales pressure Steve's been helping those in or about to retire in the Austin area for you. And he can help you was well it's only for more of your hard earned life savings to be lost to the market. Gobbled up by broker fees were taken by uncle saying all Steve she says he's now at 1804571298. That's 180457129. Well combat this speech to assess the it was me too. Receive money in retirement plan until. Thanks again for tune in this weekend. You know we're located right here in the Austin round rock area have been for over thirty years. And we're on third teams the excuse me every. Saturday at noon. And Sunday mornings at AD. Grab a piece of paper and a pen you're gonna need this number that's 1804. Pars 712 in our name to. That's 1804. R.s 71209. DOA. And don't forget our new web site. Read. All. She dot com. Read them all MEG. Dot com. Chip on our new web site. I'm sure you'll enjoy that and and yes some questions need some answers. You may call 180457129. Days to. You know and an error an area that was specialized it and of course is who retirement income. Now we have a great program. Like to offer you. Our retirement it's retirement income analysis. And this. Is just a great program mall we around you know. If you are coming off to retirement it's. Necessity for sure. It is it'll help us and you know you. Be able to understand where you're around. What you're gonna need for retirement when you get there. Didn't ask you all the questions that you don't pay Inco and we just used to suitable. Process. And it is choose to really really great planned. And that's the key to the whole thing is that we income analysis. Helps us design a plant you. So that when you do decide to retire. That is no surprises those. It's you know a great tool we offer that read or radio listeners. No pressure there's no obligations. And it's just it's Bruce terrorists that we offer you. As radio listener to. Come in and spend some time with Haas. And B program will provide industry report to you. Again retirement. News is done through our program which is retirement income analysis. And again it's just an exceptional tool. And we do offered for people that are retired. You know lecturer. That you're taking your funds appropriately known you know we don't know for sure than whether you should be taken and if Yorkers. You know when you start taking an income. There's more than just an OK here in the future. And you know deposit in my customer's checking account every month. Even. To determine how long those rounds ago last year. We need to know. Taxation. We need to know that are qualified accounts non qualified accounts. We need to know. Who's too long you for the in the them. There's numerous questions need to be answered to make sure that no matter how long Lou. That you're gonna have your program on the income to. And one of what you want it. If you dive. Before. You die before your wife bird. Or do other way around. No one wants most guys who ordeal that what happens to their attention of their retirement. Income that we this would maintain musical on news is depreciated does it. And what happens. And knowing what happens have you adjusted pork. What happens in the event its own family and his long term care. Rather health issues. These are all things that need to be considered. In these things that we canisters to arm. In that one we talked about last statement about giving the appropriate information giving the right education. That's what it's all about. In making sure that you understand what to expect. And now Campbell surprises. And we do know who's probably going to be surprises but you have to be prepared for the super shoes and that's the key. That's what can assist US give us a call 1804. Par 7129. Days. Room. Who have put me by the name of Patrick Carroll rule book. Colts dressed three retirement. This is an exceptional read. It is aboard. Burden to warning some pages. It's a great read. Talks about all different types of situations. In retirement. Talks about our particular savings against laws. Are retreating comes from you can now live. Receive on the murdered outside game potentials who's who rows of us. And stuff in management fees to use our real money manager. It's a great tool. It's great read. I'm sure you thoroughly enjoy it if you come you know retirement or if you are retired. U way. This book should be in your hands. And I will make sure that you were so. If you call 1804. Pars 7129. DA. That's the and again my team a receptionist for standing by to want to enforce and call 1804. Pars 71 to nominate. Review appropriate information or get back to you personally to make sure that you receive. Stress free retirement. Again it's just an exceptional race. Ward to take advantage over free consultation. Like I mentioned. Taken density and come analysis. Again it's just an exceptional tool. In. Just by calling 1804. Pars 7129. Days. You know. We talk about different investments whose article reviews and articles on I think advisor and was written January 4. 217. And it right there and they ride. Harvard academics she's debt grow worse than 1994. Bond massacre. Go on bond and the bond market is confronting the perfect storm. There's Molson and is debt investors. Face a mall or a year period of sustained losses. So if you thought Euro order in the gloom news possible prognosis for bonds. And wing T in this. Arsenals from a Ph.D. Hannity at Harvard University. And a visiting scholar at the Bank of England so in the latest bond market bubble first. It's the latest bond market bubble burst. It will be worse than in 1994. When the global government bonds suffered the biggest annual loss on record. Looking back. Over. He centuries of Dan. I find the button does when he sixteen bull market was indeed. One of the largest ever recorded. Smoltz in an article posted on. Banco under underground. Which is applaud on written versions have been but run by. The Bank of England staff. Those and history suggests. This reversal view driven by inflation fundamentals. We've investors were so often in 1994. Barn massacre. Smoltz and whose research focuses on the history of international clients financial systems divided modern day bond bearers markets and a three major types. Inflation reversals 1967. In 1971. And a sharp reversal 1994. And the value would rich shock in Japan in 2000 read. The Bank of America Merrill Lynch global government indicts bonds fell three point Warren. In its worst ever annual loss in 1990 war. As and courage chairman Alan Greenspan remember him. Surprised investors well was doable in the benchmark rate. Treasury ten yours and yours yields surged five point six in January to 8% in November. And the current bond market is he seen the perfect storm of potential steepening of the bond yield curve. Monetary policies tightening. Malta a year period of sustained losses due to us who troll. Return of inflation. Resembling that of 1960s yeah. That's produced. Last quarter was the worst from government bonds since 1987. According to data compiled by Bloomberg. By historical. Standards. This implies. Sustained double digit losses on bond loans sub par growth and development markets. Balance sheet risk for banking system with large home buyers. Schmaltz and yeah this is January. Last month. The 27 to. So. The question news's RU. React to it. Or you report to. The roost and you can do and and I don't think this is a surprise to anybody. And this article. I think there are ones where there's going to be some changes so. With that said. Why don't you look at tomorrow some exceptional parents. And that's sort of provide TO. Give me a call at 1804571298. Steve's recess and listened to save money in return fun true. All he's done. Thanks for listening to the retirement planning show with Steve's just ST if you would like to reduce your future income taxes reduce the amount of your Social Security income included this taxable income. And avoid taking required distributions from your IRA that you may not need. Plus provide airs with a lifetime of income tax free distributions. Steve can help. Pick up the phone calls to Easter recess PM 1804571298. Working with Steve as hassle free there's no sales pressure. Steve has been helping those in or about to retire in the Austin area for years and he can help you as well. Oh wait for more of your hard earned life savings to be lost the market gobbled up by broker fees or taken by Uncle Sam. All Steve's assessed he now at 1804571298. That's 1800. 457129. Ain't. Welcome back necessities to assess the have you listened to save money with poncho. It and we're located right here in the Austin round rock area right here in round rock have been for over thirty years. Been on thirteen seven and now government in this overeat years. So give us a call 1800 more are 71298. Like to take advantage for three book called for a stress free retirement but be happy to get that out here it's an exceptional read. War if you like to take advance for free consultation no obligation. We've tripled from home for our radio listeners. It took minutes there was income analysis. Retirement income analysis Communist just again a great tool. Were happy to help PO. In the become educated on what to expect to hear coming up retirement. And for those who view of the in retirement. What to expect the remainder of your thought will last year will now lecture. It's part worth a little bit at times to come in to make sure. So that's two worst case scenario you'd communities around them Greg cook often. Prime go to everything's A okay. Give us a call 1804. By 71298. That's one in 80457129. Innate. It's and again and we're located right here and Austin round rock area. So. As we are talking in the last segment we're talking about on bonds on we've been talking about bonds and there is. And there are some great alternatives. And in at least some things that you should look at. In many cues users there and substantially stronger and then come forward and then Hindus and do what you want to do have produced better results which are currently doing. It's time to again. And again wondered boils down to who's becoming educated on the alternatives. And that's who can bring to deal. Is going to lose. A different life. Assure you that Jerusalem options though there that. Very possibly who worked for awhile. But you know we're gonna find out to pick up the phone and give us a call 1804. By 71298. Senate time to come and it with my team receptions which you can call any time. He and again if you can't win because of health reasons and those who and then there. Time was. Work we're over accused going to be and let us known root and work something out to. Come to humans and if need be. Call 1804 point 71292. You know we talk about the benefits of its index annuities. And index accounts. Via phrase some. Number of different. Factors that. Make these accounts have exceptional we're. Yeah injured in the news in the proper place and right choice now. 01 of the things is as though we looked confused yeah Friday's news. You re able to transform. Its savings in the income. You know. We need taken on by a which is that we do was exchange you know marks from one lumps of moaning. Foreign agreed to amount of income greed. On the amount of income. So you and and basically what callers someone moaning and maybe you know large. And what happens uses. That's gonna provide you an income stream. Now it was nice about unified is that you determine when this is gonna happen. So. It's not doesn't have to happen immediately it can be done for our. Maybe you which for five years we need to build your account to hold turner and then confirm. We have that a bill we do do do we have the ability to even start and comes from and stop the incomes. So we can provide you with an acute an awful thing. News we can transform them actually means into predictable income you know. Every month that's that you want. News then check who's going to be. No if ands or arts. The second is growth potential. Well the F stone who work and invest in the stock market. The offer potential accounting rule. Based on performance of specified indexes that is yes and use an example over. The Dow Jones who. NASDAQ would remind the others and congress' indexes that we can use to they would. And upon carrier. It's not like ten years ago when the Romans. Surprisingly good number of indexes that we have. To choose from. And of course principal protected safety. That's probably beat the in the most important thing to most of our clients is that. You wanna make sure that when them market drops and some days it's going to lose pointed in the market goes up the market goes down. And you know warning haven't experienced. Oh loss to do the market downturns. And we have this safety. And the principal protected. Fraser back and strengthen companies were also that your entities and of course reserves. So it is if he used to Morton in important thing I really believe this cars in the find itself. Four you have downs. Market protection as well so much and so you'll use. And actually participating in the in the stock market equity investment. You'll losing that. There's a negative market returns. And that's too cute little thing. Is muted market like returns. Which you don't have the risk of to. In of course income guarantees. Phrase it's designed to. Provide you with monthly incomes if you need to annual incomes re wanna receive. Could provide this for you and your sparks. And there's really no more the better it will Alter that can provide you. Will. The return that the ruse and these primaries. And this is one thing with insure them blocks away and screws and wouldn't you know substantial and solid numbers. And especially today the woman you know the average differences between a couple of reaches its 65. 52 prisoners of 52% chance that one albums and Olivia on nine use of page. And and me talk in this generation would now be able plays based on a new woody twelve so went well. Them. Again because of longevity. You know having something structured it. I was gonna provide you this specific and on the matter how long you love is extremely important. And of course tax deferred growth. It is important to. That work exceptional you talked about bonds or bond replacement. That gives you believe provided many more options. And flexibility. And of course the main thing is predictability. To be predictable income of course. Mix of people that are retired very very happy to have you retired you know that if you're predictable income that you sleep at night. And that's who we can do you provide users with different. The societies to assess the listing to save money in the town of. Learn to show. Mean. Will be done. You've been listening to the retirement planning show with Steve stores asking. Call Steve at 1804571298. And tune in next week for another edition of the retirement planning staff.